First digital financial platform in Germany that combines automated tax preparation with professional tax advisory and breaks through the structural tax dilemma
Berlin, 30th September 2025 – Vivid Money today launches its revolutionary tax and accounting offering for German freelancers. As the first financial platform in Germany, Vivid Money combines AI-powered tax preparation with human tax advisory expertise – addressing a systemic problem in the German tax market. While 38% of freelancers suffered from administrative stress in 2023¹, current Vivid customer feedback shows: tax issues have become the main problem.
Germany is struggling with a structural tax market problem: While the number of tax advisors is shrinking by 1.6%², 83.1% of tax advisory and auditing firms report an acute shortage of skilled workers³. Tax advisors are therefore increasingly focusing on lucrative large mandates and can often no longer serve small freelancers.
"Our customers regularly tell us that they search for months in vain for a tax advisor. And when they find one, they experience absurd situations: PDFs are uploaded only to be printed out and manually processed by the tax advisor," explains Alexander Emeshev, Co-Founder of Vivid Money. "That's pure waste in a digital economy."
The problem is exacerbated by complex German tax law, which is constantly changing and forces tax advisors into continuous training, further reducing their effective working time while demand for expertise increases.
With its new tax submission and accounting tool, Vivid Money revolutionizes tax processing through a unique combination that relieves both freelancers and tax advisors:
AI-powered Automation: Freelancers can create both their VAT advance returns and their annual tax returns directly from their bank transactions. The AI automatically categorizes income and expenses, external bank data can be seamlessly integrated.
Professional Review: As the only provider in the German market, Vivid Money additionally offers the option of a licensed tax advisor for only €99 monthly – significantly below market rates.
End of Media Breaks: All tax-relevant data is already available in the system. No double data entry, no printed PDFs, no lost receipts.
While existing solutions force freelancers to choose between pure software or expensive full service, Vivid Money offers maximum flexibility: From complete self-processing to professional tax advisor support – all seamlessly integrated in one system.
"Taxes, like finances, are a very central and emotional topic. For many, the final check by a tax expert is important and that's exactly what we can offer – that makes the tax return maximally secure," says Emeshev.
Vivid Tax is deliberately designed as a win-win for freelancers and tax advisors: While freelancers benefit from automated data preparation and flexible advisory options, tax advisors can focus on value-adding advisory services instead of time-consuming bookkeeping work.
The self-service option for tax preparation is already included in the Vivid Pro plans. The tax advisor review costs an additional €99 monthly.
The tax offering is available immediately in the Vivid app and web portal for German Vivid Money freelance customers. The new offering is a central component of Vivid Money's strategy to develop a complete, all-in-one platform for freelancers and SMEs. Further innovations in the areas of AI assistance and point-of-sale are already in development.
Vivid and its representatives do not provide tax advice. Vivid Tax provides tax filing capabilities. Customers should review the reports carefully before submitting them. Our separate service, Vivid Tax Certified, offers independent tax advisors who act in their sole discretion.