New solution removes complexity and delays, helping entrepreneurs get paid in seconds

Berlin, July 17, 2025 — Small businesses across Europe still struggle to get paid—often waiting days to access their own revenues from card payments. Vivid is changing that by launching a full-scale card acquiring solution that lets SMBs accept card payments effortlessly for online and POS—and access their earnings instantly.

Small Businesses Want to Go Digital, But Payments Hold Them Back

Despite the growth of digital commerce, many small businesses remain offline when it comes to accepting payments. According to Visa, 34% of European micro and small merchants still do not accept card payments, mostly because of high costs and complicated onboarding processes. And even for those who do accept cards, the waiting isn’t over—35% of SMBs wait hours or even days to receive their revenues, creating cash flow gaps that prevent them from reinvesting in their business.

Yet the benefits of accepting digital payments are clear:

• 55% of small businesses in Europe accepting debit or credit card payments
  report that customers spend more when using cards.
• 41% have seen their turnover increase by 6% to 15% after adopting digital payments【Visa SMB Survey】.

Despite these clear advantages, too many entrepreneurs are still held back by slow settlement times and high fees.

The Solution: Instant, Seamless, Accessible Payments

Vivid is now removing these barriers. SMBs and entrepreneurs can accept card payments, Apple Pay, and Google Pay through:

• Invoice payments: Send invoices with integrated payment links for fast online payment.
• Pay by Link: Create one-time or reusable links to accept payments remotely via email, WhatsApp, or SMS.
• E-commerce plugins: Integrate seamlessly with WooCommerce, OpenCart, Wix, and other popular platforms.

What sets Vivid apart is the combination of instant payouts and highly competitive pricing:

• While most providers settle payments after hours or even days, Vivid transfers revenue to the entrepreneur's account in real time, once the customer requests payout.
• And unlike many payment providers who charge additional subscription fees for card acceptance, Vivid offers one of the most competitive pricing structures in the market—available even on free plans.

This gives businesses immediate access to their money at a fraction of the cost—allowing them to pay suppliers, cover wages, and invest in growth without delay.

“We’re now bringing enterprise-grade payment technology to the smallest businesses in Europe,” said Alexander Emeshev, Co-Founder of Vivid Money. “Whether you’re a freelancer on our free plan or an SMB scaling up, you can accept payments effortlessly and access your money instantly—no complex setup, no costly subscriptions.”

Available Across the EU

The new card acquiring service is now available to all Vivid Business customers across the European Union. With this launch, Vivid continues its mission to empower entrepreneurs and SMBs with simple, transparent financial tools that were previously only accessible to large enterprises.