Press Releases EN

Vivid now offers commission-free stock market investing in France

  • Vivid becomes the first mobile banking application to offer fractional, commission-free investment in US and European stocks.
  • Launched in early November 2020 in France with a wide range of features including a cashback program with Vivid Money, the application now offers commission-free investment in stocks and ETFs via Vivid Invest.
  • The launch of this feature is fully in line with Vivid's strategy to enable its clients to make their money grow.

Paris, January 25th, 2021 - Vivid, the unified mobile banking application for managing and growing money, announces the launch of a new stock market investment feature in France. Vivid further removes the boundary between banking and investing with the first integrated digital Banking and Investing application, offering real-time EU and US fractional shares investing commission-free in the EU. With the ambition to make investment accessible to the greatest number of people, Vivid offers investments to its clients on more than 1,000 shares and ETFs from the US and European markets.

To do this, Vivid has entered into a partnership with CM-Equity AG, a broker located in Germany, which enables the company to offer fractional investments, among other things. CM-Equity AG will be the counterparty for each trade and responsible for the execution. Via CM-Equity AG you invest in an underlying share or ETF traded on an exchange. This new investment functionality enables Vivid customers to invest in stocks and ETFs with world-renowned companies such as Apple, Google and Amazon for as little as one euro cent.

"We are delighted to enable our clients to invest in the stock market to make their money grow. To help them become familiar with it, we offer a wide selection of popular brands available with no minimum investment amounts needed. The possibility to invest in a fractional way makes the investment accessible to everybody. " Alexander Emeshev, co-founder of Vivid Money.

A unique and unified value proposition :

  • Zero commission on equity and ETF investments
  • When Vivid customers invest in US stocks, EUR is converted to USD at a live currency exchange rate with low flat markup of 0.5%
  • Invest through fractional shares
  • Vivid customers can invest in a portion of a company share, this means one can start with small amounts.
  • Clients can invest and sell their investments in stocks directly from their Vivid Money bank account.
  • In-app customer service available 24 hours a day, 7 days a week
  • Quick opening of a Vivid Investment Pocket (1 to 5 minutes) with the possibility to invest as soon as it opens.

"We are very proud that Vivid Invest has chosen CM-Equity as its partner to offer the global investment world to Vivid's investor platform. Our API driven technical infrastructure allows Vivid Invest to scale, our experience in global capital markets to innovate and our regulatory licenses to build compliant and seamless working one stop solutions for their investors." Michael Kott- Founder and CEO of CM-Equity AG.

Vivid is a next-generation mobile banking application for managing and growing your money. Founded in Berlin by Alexander Emeshev and Artem Yamanov, Vivid is designed to meet all the financial needs of everyday life, while offering low fees.

Launched in early November 2020 in France, Vivid already has a wide range of features including :
  • A cashback programme compatible with a wide range of retailers* allowing you to receive up to €150 per month.
  • A free metal Visa debit card on which the identification data is not visible and only available from the application.
  • Sharable Vivid Pockets (sub-accounts) each with its own unique IBAN for saving money for specific projects, including group projects
  • Support for more than 100 currencies

*, Starbucks, DM DROGERIE MARKT, Carrefour, E.LECLERC, Just Eat, Uber Eats, DELIVEROO, El Corte Inglés, Rituals, Sephora, Auchan, TOTAL, BP, LIDL, ALDI, iHerb, SHELL, Fnac, Leroy Merlin, Zalando, Veepee, Zara, Decathlon, Renfe, Netflix, SPOTIFY, YouTube, Amazon Prime, Prime Video, badoo, Tinder, Kindle, Playstation, XBOX, Steam Games, Nintendo.

About Vivid Money
Vivid Money is the first financial service platform that combines all your daily money needs in one app. Whether it’s spending, saving, or investing – Vivid Money offers an easy, flexible, and transparent solution to grow your money. The company's mission is to provide customers throughout Europe with a superior banking and investment experience and to offer a wide range of financial services (including savings accounts, multi-currency accounts and commission-free investments in stocks) without unnecessary fees. Vivid Money was founded in 2019 by Artem Yamanov and Alexander Emeshev in Berlin and consists of an international, highly qualified team of more than 180 employees.
For more information, please visit

Press contact:

Adrian Smiatek, PIABO PR GmbH

[email protected]